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Northern Chesapeake Insurance Services Blog

All You Ever Wanted to Know About Insurance

Flood Insurance and Sewer Backup Insurance – Not the same thing.

Understanding the Differences Between Flood Insurance and Sewer Backup Coverage in the Bel Air, Maryland. - Floods are the most devastating natural disaster in the United States each year causing billions in losses and...

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Thrifty Security: Burglar-Proof Your Home for the Holidays

It's not unusual, when you set out on that holiday trip, to look back at the house a little nervously. Sure, you remembered to lock the doors, but just how secure are things? What might happen while you're away?One way...

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A Negative Online Review Can Leave You Vulnerable to Liability

Everyone today is connected in some way to social media. It can be by Facebook, Yelp, email or other internet outlets. When you write something, you leave your fingerprint for everyone to see. If you go to a restaurant,...

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Driving Emergencies – Do You Know How to Handle Them?

Would You Know What To Do In the Event You Have a Driving Emergency Driving hazards present themselves daily and can occur year-round in every state. But, would you know what to do in the event a driving hazard...

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The Power of an Independent Insurance Agent

As an independent agent, Northern Chesapeake Insurance Services represents many great companies, not just one like some others. We are fully committed to you and your family. At our Independent insurance agency located...

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Rental Car Insurance Coverage - What You Should Know

Does your auto insurance coverage extend to your rental car? Auto Insurance Coverage for a Rental Car in Maryland: - Your auto insurance: Liability coverage is required by law, though amounts vary by state. If you have...

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Safe, Secure Shopping: Tips for Black Friday

It's become almost as much a part of Thanksgiving as turkey and football: Black Friday, the morning-after (or in some cases evening-after) shopping spree. It's the biggest shopping day of the year, an event in its own...

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Understanding Renters Insurance in Maryland

Renters Insurance Policies Help Protect More Than Just Your Personal Items If you're like 2 out of every 3 renters who rent a home, apartment or other dwelling, you don't carry a renters insurance policy. The reason for...

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5 Things to Discuss with your Teen Driver

How to Keep Your Teen Safe on the Road - Northern Chesapeake Insurance Services discusses five safety rules by the NHTSA to keep teens safe while driving in Bel Air, Maryland. This week represents National Teen Driver...

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Your Home Maintenance Checklist for Fall

Fall brings more than just changing leaves and shorter days. In many areas, it also comes with a shift in weather conditions that can have a serious impact on your home. And, don’t forget, winter is right around the...

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4 Ways to Help All Children Have a Great School Year

It's back-to-school time, and, if you have school-age children, your household is likely bustling with activity and filling up with books and backpacks. There are other households and school districts in your community,...

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Keep Cool While Keeping Your Energy Costs Down

Two thirds of households in America have air conditioners, according to the U.S. Department of Energy — and they spend a total of $11 billion each year running them. Our guess is that most of those households (which...

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Tips for a Safe Fourth of July — From Food to Fireworks

Memorial Day might be the unofficial start of summer, but Independence Day is when the season truly kicks into high gear. July 4 is a holiday that has something for everyone, whether you like to host (or attend)...

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Commuting by Bike: How to Get to the Office on Two Wheels

There are plenty of great reasons to bike to work: Commuters who ride save money on gas and car insurance, stay fit and help the environment (they don’t get stuck in traffic, either). And they even have fun — as long...

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Getting Your Boat Out of Storage and Into the Water

Spring is here, and you’re ready to get out on the water. But is your boat ready? Even if you’ve kept it properly stored for the winter and protected from the elements, there are still a number of things you need to...

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Spring Into Home Maintenance Mode in Maryland

Spring is a time for rejuvenation, and, as the weather gets warmer here in Bel Air, Maryland, and the days grow longer, there's a positive energy in the air. Many people decide it's the perfect time for reorganizing...

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How to Create Your First Garden This Spring

From genetically modified crops to the environmental and health effects of pesticides, more and more Maryland residents are questioning whether they should grow what they eat. Wherever you stand on the issues...

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Helping Seniors Have a Wonderful Winter

Slippery sidewalks. Freezing temperatures. Power outages. Winter isn't always a wonderland. If you regularly lend a hand to a senior friend or family member here in Maryland, it may be a good time of the year to...

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The Right Tires for Winter Driving

It's easy to forget about your tires when it comes to vehicle safety. But with winter weather already in many parts of the country, tires are an important aspect you should keep in mind. Your tires can be the...

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