Why Work with an Independent Insurance Agency in Maryland?
When shopping for insurance, most people want the best coverage at the most competitive rate. But if you go directly to one company, you only see their rates and products. At Northern Chesapeake Insurance Services, we’re an independent insurance agency based in Bel Air, MD, which means we represent many different carriers—not just one.
This allows us to compare policies, customize coverage, and find the best fit for Maryland and Delaware residents, whether you need home insurance, auto insurance, renters insurance, or small business coverage.
The Top Insurance Carriers We Represent
We proudly work with many of the top insurance companies in Maryland and Delaware. Here are some of the major carriers we partner with:
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Travelers
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Hanover
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Progressive
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Safeco
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Liberty Mutual
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Donegal
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Farmers Mutual Fire Insurance Company
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The Hartford
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Agency Insurance Company
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Cumberland Insurance Group
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Hagerty
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Foremost Insurance
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Universal Property & Casualty Insurance
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Narragansett Bay Insurance Company
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CNA Surety
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Ryan Specialty Group
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Burns & Wilcox
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American Modern
You can view the full list on our Insurance Companies page.
Why Carrier Choice Matters
Every insurance company has its own strengths, specialties, and pricing models. By working with a wide variety of carriers, Northern Chesapeake Insurance can:
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Find you the best rates – We compare multiple quotes so you never overpay.
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Tailor coverage to your needs – Specialty carriers like Hagerty or Foremost help with unique situations like classic cars or mobile homes.
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Save you time – Instead of calling 10+ companies, we do the legwork for you.
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Provide local service with national strength – You get the reliability of big carriers with the personalized attention of a Bel Air agency.
Spotlight on Some of Our Insurance Partners
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Travelers Insurance – One of the most trusted names since 1853, offering auto, homeowners, flood, and commercial insurance.
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Progressive – A leader in auto insurance, but also strong in homeowners, renters, and business coverage.
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The Hartford – Excellent for business insurance, workers’ comp, and bonds.
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Liberty Mutual – Great package options for home, auto, and renters.
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Foremost Insurance – Specializes in mobile homes, motorcycles, and recreational vehicles.
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American Modern – Known for covering specialty dwellings, RVs, and niche property risks.
Example Coverage Scenarios
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Home + Auto Bundle: Compare rates between Travelers, Liberty Mutual, and Progressive for the best discounts.
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Specialty Property Insurance: Insure a mobile or seasonal home with Foremost or American Modern.
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Small Business Protection: Secure workers’ comp or liability with The Hartford or Farmers Mutual Fire Insurance Company.
Why Choose Northern Chesapeake Insurance?
| Advantage | What It Means for You |
|---|---|
| Independent Broker | We shop all top carriers for you |
| Local Expertise | Based in Bel Air, MD, serving all of Maryland & Delaware |
| Award-Winning Service | Recognized as one of the best insurance agencies in Harford County |
| Personalized Support | No call centers—just real people who know your name |
| Full Range of Coverage | Auto, Home, Renters, Flood, Business, and more |
Get a Free Insurance Quote in Bel Air, Maryland
At Northern Chesapeake Insurance, we make insurance simple. Whether you’re protecting your family, your home, your car, or your business, we’ll compare rates across multiple top-rated carriers and find the best coverage at the best price.
📍 Visit us at: 139 N Main St #105, Bel Air, MD 21014
📞 Call: (410) 420-3080
💻 Get started online: Request a Quote
Final Word
If you’ve been asking yourself “Who is the best insurance company in Maryland?”—the real answer is: the one that’s right for your needs. That’s why choosing an independent agency like Northern Chesapeake Insurance is the smartest move. We give you the power of choice, backed by decades of experience and a local team you can trust.