How Northern Chesapeake Insurance Finds the Best Insurance Rates in Maryland and Delaware

When you’re shopping for insurance, one of the first questions you probably ask is: “How can I get the best rate without sacrificing coverage?”

At Northern Chesapeake Insurance, that’s exactly what we do every day. As a local, independent insurance broker based in Bel Air, Maryland, we compare policies across multiple top-rated carriers to make sure you get the best protection at the best value. And the best part? We’re licensed in both Maryland and Delaware, which means we can help families and businesses across two states find the right coverage.

Why Northern Chesapeake Insurance Can Find Better Rates

Unlike national companies that only offer their own products, Northern Chesapeake Insurance is an independent broker. That gives us a major advantage when it comes to saving you money:

• We represent multiple carriers – not just one company.

• We shop the market for you, comparing rates and coverage side by side.

• We customize your policy so you’re not overpaying for things you don’t need.

• We look for discounts — such as bundling home and auto, safe driver programs, or claims-free rewards.

Our goal is simple: to find you the best insurance rates in Maryland and Delaware while making sure you’re fully protected.

Licensed in Both Maryland and Delaware

Many agencies only serve a single state. At Northern Chesapeake Insurance, we go a step further. We’re fully licensed in:

• Maryland – Serving drivers, homeowners, and businesses across Harford County, Baltimore County, Cecil County, and beyond.

• Delaware – Helping residents and businesses throughout New Castle, Kent, and Sussex Counties with their insurance needs.

That means whether you live in Bel Air, Aberdeen, Elkton, or even across the state line in Newark or Rehoboth Beach, our team can help.

Local Service, Regional Reach

Even though we’re licensed in both Maryland and Delaware, we’ve never lost our local touch. Our office is right on Main Street in Bel Air, and we take pride in serving our neighbors with the kind of personal service you won’t get from a call center.

• We’re part of the community – We live and work here.

• We know the risks in the region – From coastal storm coverage in Delaware to suburban homeowner needs in Harford County.

• We’re always available – Real people ready to help, not a 1-800 number.

Why Choose Northern Chesapeake Insurance?

Here’s why families and businesses across Maryland and Delaware trust us to find the best rates:

• Independent Broker Advantage – We shop multiple carriers, so you don’t have to.

• Licensed in Two States – Serving both Maryland and Delaware.

• Award-Winning Service – Recognized as one of Harford County’s best insurance agencies.

• Full Range of Coverage – Auto, home, renters, business, life, and more.

• Trusted Local Team – Our office in Bel Air has been helping clients for years.

The Bottom Line

If you’re searching for the best insurance rates in Maryland or Delaware, the answer isn’t found in a national commercial — it’s found with a local broker who knows the community and works for you.

At Northern Chesapeake Insurance, we’re proud to serve families and businesses across both states with affordable, reliable coverage.

Get Started Today

📍 Visit us at our Main Street office in Bel Air (139 N Main St # 105, Bel Air, MD 21014)
📞 Call us at (410) 420-3080
🌐 Learn more at www.NCIns.net

Let Northern Chesapeake Insurance show you how easy it is to find the best insurance rates in Maryland and Delaware — with local service you can count on.

Frequently Asked Questions

Q: How does Northern Chesapeake Insurance find the best rates?
A: As an independent broker, we compare multiple top-rated insurance companies and find the best value for your needs.

Q: Are you licensed outside of Maryland?
A: Yes! We’re licensed in both Maryland and Delaware, which means we can serve clients in both states.

Q: Do you only handle auto and home insurance?
A: No, we offer a full range of coverage including renters, life, business, and special event insurance.